Got a scam call right now? Type SOS to Kavach One on WhatsApp National Cybercrime Helpline 1930 (24×7)
Cyber Insurance

Cyber insurance & digital fraud recovery for India.

Kavach One stops most scams in seconds. For the ones that get through, DigiKavach connects you to cyber insurance built for India's digital-fraud reality — with your Kavach One case file doing the claims paperwork for you.

Why this exists

Most insurance in India wasn't built for this kind of fraud.

Standalone cyber insurance is still new in India, and most policies — health, home, even many banking add-ons — don't cover money lost to a scam call, a fake QR code or a social-engineering script. When cover does exist, claims often stall because the FIR, bank correspondence and transaction trail are scattered, late or missing.

DigiKavach closes that gap from both ends: Kavach One builds the evidence the moment an incident happens, and our insurance partner uses it to move your claim forward.

1

Detect & document

Kavach One's case file — FIR draft, freeze letter and transaction trail — becomes your claim evidence automatically.

2

Connect

We refer you to a plan suited to your profile through an IRDAI-licensed insurance distribution partner.

3

Claim, faster

Pre-packaged evidence means less back-and-forth with the insurer's claims desk.

Cover plans

Cover for every profile.

Premiums depend on the sum insured and your profile. Ask for a quote and we'll share the exact premium and policy wording.

Individual Cyber Cover
Quote on request

UPI fraud, online fraud and identity theft.

  • Social-engineering and OTP-fraud cover
  • DigiKavach case file submitted with your claim
Get a quote
SME Cyber Liability
Quote on request

Data breach, ransomware and liability.

  • Awareness programme credits included
  • Incident response with DigiKavach
Enquire for SME
Enterprise Cyber Risk
Custom

DFIR retainer and regulatory-breach response.

  • Forensics retainer included
  • Dedicated enterprise claims desk
Get an enterprise quote

Important disclosure. DigiKavach Technologies Pvt. Ltd. acts as a referral partner facilitating cyber insurance distribution. Cover is underwritten by our partner insurer and distributed through an IRDAI-licensed insurance intermediary; their names and registration details are shared with every quote. Insurance is the subject matter of solicitation. Please read the policy wording, exclusions and terms carefully before buying. DigiKavach does not underwrite policies, guarantee claim approval or decide claims — those decisions rest solely with the insurer.

Questions

Frequently asked questions

Does buying insurance replace Kavach One's free protection?
No. Kavach One's detection stays free forever. Cyber insurance is a separate, optional cover for financial loss that happens despite prevention.
Will DigiKavach handle my claim for me?
We help compile and submit the evidence your insurer needs and connect you to the partner's claims desk. The claim decision rests solely with the insurer.
Is cyber insurance only for paid subscribers?
No — anyone can apply. If you used Kavach One's SOS help, your case details can be submitted with your claim; you can also submit evidence yourself.
What is typically not covered?
Standard exclusions apply, such as losses from undisclosed prior fraud, gambling-related losses and wilful disclosure of OTPs or credentials after a verified warning. Full exclusions are in the policy wording shared before purchase.